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== Welcome to Textbook Revolution! ==
 
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Textbook Revolution is a student-run site dedicated to increasing the use of free educational materials by teachers and professors. We want to get these materials into classrooms. Our approach is to bring all of the free textbooks we can find together in one place, review them, and let the best rise to the top and find their way into the hands of students in classrooms around the world.
 
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At Textbook Revolution, you’ll find links to textbooks and select educational resources of all kinds. Some of the books are PDF files, others are viewable online as e-books. Most books are aimed at undergraduates, but there are at least a few resources at every level, from kindergarten to post-doc. All of the books are offered for free (as in beer and speech) by their respective copyright holders. Beyond that, each book is as individual as the author behind it.
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After you have taken the preliminary steps to planning a career as a '''[http://www.paydayfinder.com.au payday loans]''' lender, you are ready to start creating your business. Preliminary steps should include researching your specific state’s regulations on '''pay day loans''' and their interest rates. In addition you should decide whether you want to purchase an office and create your own cash Loan business, or purchase a franchise and cut down on advertising costs. Either way, you will be relieved when you have a paycheck coming in each month that is not going towards paying off '''day loans''' , but rather from other people paying off their '''loans'''.Once all of the imperative preliminary decisions are out of the way, you can start really planning your '''cash''' loan business. The first step to planning any type of business is a legitimate business plan. Unless you have a giant paycheck coming in every month that will cover all start-up fees for your business, you will have to make a business plan in order to get loans approved from credit unions or banks. If your want the loans for your cash Loan business to be approved, you have to clearly demonstrate in your business plan how you plan on making money through your business. You can have a financial planner help you estimate how much you predict you will make lending out pay day Loans, and subsequently how soon you can pay off your own lenders.
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! style="padding-top: 12px; font-size: larger; color: #113752; width: 50%;" | Getting Started
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Before actually approaching a bank or credit union about a '''[http://www.paydayfinder.com.au payday loans]''' , you should get a copy of your credit score. The better credit score you have, the better chance you have of getting a '''loan''' with a low interest rate. Use your next '''paycheck''' to pay off some credit card debts in order to improve your score. The sooner you get your loan approved, the sooner you can start giving out '''paycheck loans''' and making money. When you make a '''cash loans''' to someone through your business, you not only make money on interest, but you can charge a flat rate fee too. A cash loan business has the ability to make you a significant amount of money, you just have to qualify for a start-up business loan first. Since '''pay day loans''' are often small-scale loans that are meant to be paid back within a month, you do not need to have a ton of money to start out with. When you start up your cash Loan business you should have between $20,000 and $150,000 if not more. If you can get this much from a bank or credit union, you will have enough to pay off the fees for the franchise (should you opt to purchase franchise instead of a private cash Loan business). In addition, you will have enough money left over to start writing loans. After writing a few loans, you will begin getting a paycheck, and subsequently be able to pay off your own loans.
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! style="padding-top: 12px; font-size: larger; color: #113752; width: 50%;" | Contributing
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| style="vertical-align:text-top;" | Browse by subject or by license from the menus at the top of this site, or use the search bar.  
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| style="vertical-align:text-top;" | Help improve Textbook Revolution! Anyone can help, including professors, students, authors, and visitors. See [[Contributing]] for more information.
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! style="padding-top: 12px; font-size: larger; color: #113752; width: 50%;" | FAQ's
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! style="padding-top: 12px; font-size: larger; color: #113752; width: 50%;" | Contact
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| style="vertical-align:text-top;" | [[FAQ|Frequently Asked Questions]] about Textbook Revolution.
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| style="vertical-align:text-top;" | Join us on [irc://irc.freenode.net/#textbookrevolution IRC] on freenode at #textbookrevolution.
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* [[User:jgay|Joshua Gay]]
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* [[User:dkaser|Derek Kaser]]
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Revision as of 18:01, 2 November 2010

After you have taken the preliminary steps to planning a career as a payday loans lender, you are ready to start creating your business. Preliminary steps should include researching your specific state’s regulations on pay day loans and their interest rates. In addition you should decide whether you want to purchase an office and create your own cash Loan business, or purchase a franchise and cut down on advertising costs. Either way, you will be relieved when you have a paycheck coming in each month that is not going towards paying off day loans , but rather from other people paying off their loans.Once all of the imperative preliminary decisions are out of the way, you can start really planning your cash loan business. The first step to planning any type of business is a legitimate business plan. Unless you have a giant paycheck coming in every month that will cover all start-up fees for your business, you will have to make a business plan in order to get loans approved from credit unions or banks. If your want the loans for your cash Loan business to be approved, you have to clearly demonstrate in your business plan how you plan on making money through your business. You can have a financial planner help you estimate how much you predict you will make lending out pay day Loans, and subsequently how soon you can pay off your own lenders.


Before actually approaching a bank or credit union about a payday loans , you should get a copy of your credit score. The better credit score you have, the better chance you have of getting a loan with a low interest rate. Use your next paycheck to pay off some credit card debts in order to improve your score. The sooner you get your loan approved, the sooner you can start giving out paycheck loans and making money. When you make a cash loans to someone through your business, you not only make money on interest, but you can charge a flat rate fee too. A cash loan business has the ability to make you a significant amount of money, you just have to qualify for a start-up business loan first. Since pay day loans are often small-scale loans that are meant to be paid back within a month, you do not need to have a ton of money to start out with. When you start up your cash Loan business you should have between $20,000 and $150,000 if not more. If you can get this much from a bank or credit union, you will have enough to pay off the fees for the franchise (should you opt to purchase franchise instead of a private cash Loan business). In addition, you will have enough money left over to start writing loans. After writing a few loans, you will begin getting a paycheck, and subsequently be able to pay off your own loans.